Complete guide for converting Zilch Card credit card statements to Microsoft Excel. Our AI handles Zilch Card's unique BNPL/Credit Hybrid Card layout — including reward points, multi-cardholder accounts, and special financing sections.
💻 BNPL/Credit Hybrid Card • United Kingdom
BNPL/Credit Hybrid Card
Excel
20 minutes per statement
4 pages
Credit card statements are fundamentally different from checking account statements. Zilch Card statements have a unique layout that generic PDF-to-Excel converters simply cannot handle correctly.
Zilch statements show Pay in 1 (debit), Pay in 4 (BNPL installments), and virtual card transactions with Zilch Rewards cashback on each
BNPL installment 2-4 appear as future transactions alongside current period charges, creating reconciliation complexity
Zilch combines BNPL installment tracking, cashback rewards, and virtual card transactions in a single statement
Separates current-period transactions from future BNPL installments while preserving the installment schedule for cash flow planning
Stop struggling with broken credit card exports. Get clean Excel data.
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Yes. Our AI preserves cardholder names by appending them to transaction descriptions, making it easy to track spending per employee or family member.
Reward points columns and summaries are automatically excluded from the main transaction export. If you need them, you can download the Excel file which includes all extracted data across multiple sheets.
Yes! Our AI handles both personal and business Zilch Card card formats. Business cards with employee-level details are supported.
A typical 4 pages Zilch Card statement takes about 30 seconds to process. Scanned or image-based statements take 10-15 seconds per page.